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I have an old hsbc charge off from 2010 reporting on my equifax report. It was sent to calvary portfolio but closed because it was a fradulent account. I've disputed this account with equifax several times and at one point it was removed but put back on again. I've called hsbc and capital one but neither have any information about this account. I'm not sure what to do about this?
@Anonymous wrote:I have an old hsbc charge off from 2010 reporting on my equifax report. It was sent to calvary portfolio but closed because it was a fradulent account. I've disputed this account with equifax several times and at one point it was removed but put back on again. I've called hsbc and capital one but neither have any information about this account. I'm not sure what to do about this?
Stop disputing it. Use FCRA 605B to remove fraudulent accounts that may be the result of ID Theft.