hey anyone have any idea on what the magic % is for loan balalnces, i just got my bce card today and one of the negs on the disclosure is proportion of loan balances to loan amts is too high i thought if you paid off at least 35% it was considered good, i have 3 loans 2 i have paid off 38% the other 40% ( using (starting-ending)/starting), what do i need to be 51+ paid off ?
Amx BCE-25k,Amx Zync-NSPL
Barclay's Mastercard-13.5k
Credit Union Visa-1k
Discover-24k, Khols-2k