To make this short - Bank of America has the DOFD incorrect on my husband's Equifax report. It states 5/07 on all of his other reports and on all of mine. Equifax being Equifax never seems to correct anything so I'm attempting to go directly to the source. My question is what identifiable info outside of name do I include? It's an old mortgage so should I include the address of the property? A copy of the listing on the credit report? Also, should I send this letter certified mail?
Starting Score: 667EX 599EQ 687TU
@shondra0609 wrote:To make this short - Bank of America has the DOFD incorrect on my husband's Equifax report. It states 5/07 on all of his other reports and on all of mine. Equifax being Equifax never seems to correct anything so I'm attempting to go directly to the source. My question is what identifiable info outside of name do I include? Current address, SSN, DOB
It's an old mortgage so should I include the address of the property? Not necessary
A copy of the listing on the credit report? YES and a copy of CR with the correct DOFD shown if you have such.
Also, should I send this letter certified mail? YES
