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inquiries removal question

New Contributor

inquiries removal question

If I have an inquirie that has been on my CR for 2 years as of 5/11 do I need to request it be removed or will it remove automatically? So far it's still on there.

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 1 of 7
6 REPLIES
Valued Contributor

Re: inquiries removal question

It'll remove on it's own.

Message 2 of 7
New Contributor

Re: inquiries removal question


Burned2manybridgesB4 wrote:

It'll remove on it's own.


how long does it take to remove usually? this was at the 2 year mark on 5/11

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 3 of 7
Valued Contributor

Re: inquiries removal question

Ooops.. Misread. Thought you were coming up on 2 yr mark this end of month. You can call the CRA directly. Don't do it online.

Message 4 of 7
New Contributor

Re: inquiries removal question


Burned2manybridgesB4 wrote:

Ooops.. Misread. Thought you were coming up on 2 yr mark this end of month. You can call the CRA directly. Don't do it online.


ok thanks Smiley Happy

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 5 of 7
Valued Contributor

Re: inquiries removal question

The reason I'm saying to call, instead of doing an "online dispute," is that the computer will probably take an entire 30 days (and still not delete), where as talking to an agent will get results with the call.

Message 6 of 7
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New Contributor

Re: inquiries removal question

that makes sense, thanks!

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 7 of 7