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inquiries update

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superdad
Regular Contributor

inquiries update

Ok so how come on SW it shows only 3 inquiries from Equafax and 5 from TU on my report but on my transunion account where I can see all 3 CRA i have alot more then 3 from Equifax and TU?  Is it because the transunion hasnt updated yet? I had like 10 on TU and 13 on EQ

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myjourney
Super Contributor

Re: inquiries update


@superdad wrote:

Ok so how come on SW it shows only 3 inquiries from Equafax and 5 from TU on my report but on my transunion account where I can see all 3 CRA i have alot more then 3 from Equifax and TU?  Is it because the transunion hasnt updated yet? I had like 10 on TU and 13 on EQ


Check the dates maybe some are falling off remember they only stay on your CR for 2 years could be the possible answer and TU hasn't yet updated

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Message 2 of 3
llecs
Moderator Emeritus

Re: inquiries update

For EQ, your FICO score ignores inquiries beyond a year old. As a result, all FICO reports will only show inquiries up to a year old. That would explain EQ. For TU, IME, CreditKarma misreported inquiries and accounts, as it does for others on here. I wouldn't put 100% faith in their reporting.

 

 

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