Credit Cards Center Credit cards from our partners
Posts: 159
Registered: ‎09-14-2013


I have myficowatch and it told me that there is a whopping 8 inquiries on my report Smiley Sad When I check this 3 of the companys have 2 inquiries on my report, is there a way to get those deleted and how offten does that work? 

Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700

Take the myFICO Fitness Challenge
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013

Re: inquiries!

I have not heard any success stories lately from anyone saying they got any removed. They only affect your score for a year so its ok. They do stay on for 2 years though

NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Epic Contributor
Posts: 22,008
Registered: ‎03-19-2007

Re: inquiries!

The FCRA does not regulate the frequency of credit inquiries.  It requires only that they provide a permissible purpose.

Many see multiiple pulls by a creditor related to the same transaction, which is not per se impermissible, but nonetheless is bad business in that it hurts the consumer if coded as hard.

Perhaps the person making the second inquiry simply didnt understand the impact on their customer.


I suggest contacting the inquiree and make a request that they get the second inquiry recoded as soft.....

Frequent Contributor
Posts: 370
Registered: ‎07-27-2008

Re: inquiries!

Don't feel bad, I have 23 inquiries on report, which the majority was from when  I was shopping around for a car last year. I use to have success getting them deleted, but this was 5 years ago, I have tried recently with no success.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.