is it possible

[diddy133]

I have a repo reporting 32k which is due to drop off 6/15 still with original creditor chrysler td bank. Will the try to sell the debt after 7 years to collection and reappear on my report is it legal ? Thanks

[Anonymous]

any is possible when it come to collection, its like they trying to force you to pay them back in another words.

[diddy133]

Hmmmm well I wait in see plus they gotta contact me b4 collectiins

[Anonymous]

Did they report in your CR already or its due to fall of in 6/15? SOL?

[RobertEG]

No collection can be included in any credit report after 7 years plus 180 days from the DOFD on the OC account.

When did you first become delinquent on the loan, and therafter did not bring it back into pays as agreed, non-delinquent status?

[diddy133]

@stick yes my report say 6/15 exp 7/15 tu and equi sez report till may 2015 , rob 9 2008 is first missed payment

[Anonymous]

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@diddy133 wrote:
I have a repo reporting 32k which is due to drop off 6/15 still with original creditor chrysler td bank. Will the try to sell the debt after 7 years to collection and reappear on my report is it legal ? Thanks

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If they have not sold the debt by now, they probably won't - but the possibility does exist. Will a Junk Debt Buyer try to place it back on your report if they buy it? They might, but it's not legal. If you have any proof of the DoFD (other than Credit Reports) hold on to it, just in case.

[diddy133]

Nah norm I dont believe I got anything to prove it other than my report