No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a few 30 day lates reporting on my CR. For example.
Cap 1 - 30 day late reported back in Apr 2011
Dillards Ax - 30 day late reported back in sep 2010
shell gas card - 30 day late reported back in Mar 2011
Kay 30 day late reported back in Mar 2011
Barkely (juniper) 30 day late reported back in Mar, Jun, Sep 2010
So my question is , is it worth sending in a GW letter to try an have these 30 day lates removed? As you can see some are over two years an others are close to the two year mark. From what I have read 30 day late have the most impact on your score within two years. I want to make sure its worth it because I dont want to open old wounds.
I judt sent a couple letters myself and got some 30s removed that were more than 3 years old. good luck
Definitely worth it!
Search the rebuilding forum for contact info where success stories with those lenders.
did you have dillards success and if so will you share the letter and address