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is it worth sending a GW letter on a 30 day late when its two years or more?

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Kartel34
Regular Contributor

is it worth sending a GW letter on a 30 day late when its two years or more?

I have a few 30 day lates reporting on my CR. For example.

 

Cap 1 - 30 day late reported back in Apr 2011

 

Dillards Ax - 30 day late reported back in sep 2010

 

shell gas card - 30 day late reported back in Mar 2011

 

Kay 30 day late reported back in Mar 2011

 

Barkely (juniper)  30 day late reported back in Mar, Jun, Sep 2010

 

So my question is , is it worth sending in a GW letter to try an have these 30 day lates removed? As you can see some are over two years an others are close to the two year mark. From what I have read 30 day late have the most impact on your score within two years. I want to make sure its worth it because I dont want to open old wounds.

Message 1 of 5
4 REPLIES 4
tempusfugit123
Frequent Contributor

Re: is it worth sending a GW letter on a 30 day late when its two years or more?

I judt sent a couple letters myself and got some 30s removed that were more than 3 years old. good luck 

Message 2 of 5
drkaje
Senior Contributor

Re: is it worth sending a GW letter on a 30 day late when its two years or more?

Definitely worth it!

 

Search the rebuilding forum for contact info where success stories with those lenders.


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Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 3 of 5
Kartel34
Regular Contributor

Re: is it worth sending a GW letter on a 30 day late when its two years or more?

Ok thank for the info
Message 4 of 5
bsesender
Member

Re: is it worth sending a GW letter on a 30 day late when its two years or more?

did you have dillards success and if so will you share the letter and addressSmiley Happy

Message 5 of 5
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