is this hospital bill reporting correctly?

[UpmyscoreinFL]

This is the one I have tried everything to get removed.  Sending my HIPPA letter out to the hospital as a last stictch effort.  It is not sowing up as a collection but as a late account.  Can I dispute the way it is being reported?

AHS SUNBELT DBA FL HOSP

900 Winderley Pl Ste 2100

Account Number:	AHS SUNBE-1947XXXX	Current Status:
Account Owner:		High Credit:	$90
Type of Account  :	Open	Credit Limit:	$0
Terms Duration:		Terms Frequency:
Date Opened:	03/2009	Balance:	$0
Date Reported:	06/2012	Amount Past Due:	$0
Date of Last Payment:	01/2012	Actual Payment Amount:	$0
Scheduled Payment Amount:	$0	Date of Last Activity:	N/A
Date Major Delinquency First Reported:		Months Reviewed:	6
Creditor Classification:	Medical/Health Care	Activity Description:	N/A
Charge Off Amount:	$0	Deferred Payment Start Date:
Balloon Payment Amount:	$0	Balloon Payment Date:
Date Closed:	01/2012	Type of Loan:	Medical Debt
Date of First Delinquency:	08/2009
Comments:	Medical, Consumer disputes after resolution

81-Month Payment History

Year

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2012

*

*

*

*

*

2011

*

*

*

*

*

*

180

180

180

180

*

*

2010

*

*

*

*

*

*

*

*

*

*

*

*

2009

*

*

*

*

*

*

*

*

*

*

[RobertEG]

I dont see anything inaccurate in their reporting itself.  Their may be an inaccuracy in what they reported based on the specific facts of your case, but I dont see anything inaccurate in their reporting, which shows a closed account with highest level of delinquency being 180 days.  Standard stuff.

What strikes me in their reporting is that they are reporting a $0 debt balance.  Thus, it appears that they have sold the debt, and you no longer have any debt with them.

I would anticipate either being contacted by a debt collector, or the reporting of a collection.

What is the substance of your "HIPAA" letter to the creditor on an unpaid debt?  HIPAA authorizes retention of medical information, sanitized of course, for purposes of collection on a debt, so I am unsure as to what you are asserting as a HIPAA violation at this point?

[UpmyscoreinFL]

It is a zero balance because iPad them a year ago before I knew Pfd existed. That is why I am trying the hippa route. I paid the original Creditor the hospital so sending them out the letter tomorrow.

[RobertEG]

Gotcha!

Then it appears accurate to me.......