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This is the one I have tried everything to get removed. Sending my HIPPA letter out to the hospital as a last stictch effort. It is not sowing up as a collection but as a late account. Can I dispute the way it is being reported?
AHS SUNBELT DBA FL HOSP
900 Winderley Pl Ste 2100
Account Number: | AHS SUNBE-1947XXXX | Current Status: | |
Account Owner: | High Credit: | $90 | |
Type of Account : | Open | Credit Limit: | $0 |
Terms Duration: | Terms Frequency: | ||
Date Opened: | 03/2009 | Balance: | $0 |
Date Reported: | 06/2012 | Amount Past Due: | $0 |
Date of Last Payment: | 01/2012 | Actual Payment Amount: | $0 |
Scheduled Payment Amount: | $0 | Date of Last Activity: | N/A |
Date Major Delinquency First Reported: | Months Reviewed: | 6 | |
Creditor Classification: | Medical/Health Care | Activity Description: | N/A |
Charge Off Amount: | $0 | Deferred Payment Start Date: | |
Balloon Payment Amount: | $0 | Balloon Payment Date: | |
Date Closed: | 01/2012 | Type of Loan: | Medical Debt |
Date of First Delinquency: | 08/2009 | ||
Comments: | Medical, Consumer disputes after resolution |
81-Month Payment History
Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2012 | * | * | * | * | * | |||||||
2011 | * | * | * | * | * | * | 180 | 180 | 180 | 180 | * | * |
2010 | * | * | * | * | * | * | * | * | * | * | * | * |
2009 | * | * | * | * | * | * | * | * | * | * |
I dont see anything inaccurate in their reporting itself. Their may be an inaccuracy in what they reported based on the specific facts of your case, but I dont see anything inaccurate in their reporting, which shows a closed account with highest level of delinquency being 180 days. Standard stuff.
What strikes me in their reporting is that they are reporting a $0 debt balance. Thus, it appears that they have sold the debt, and you no longer have any debt with them.
I would anticipate either being contacted by a debt collector, or the reporting of a collection.
What is the substance of your "HIPAA" letter to the creditor on an unpaid debt? HIPAA authorizes retention of medical information, sanitized of course, for purposes of collection on a debt, so I am unsure as to what you are asserting as a HIPAA violation at this point?
Gotcha!
Then it appears accurate to me.......