This is the one I have tried everything to get removed. Sending my HIPPA letter out to the hospital as a last stictch effort. It is not sowing up as a collection but as a late account. Can I dispute the way it is being reported?
AHS SUNBELT DBA FL HOSP
900 Winderley Pl Ste 2100
|Account Number:||AHS SUNBE-1947XXXX||Current Status:|
|Account Owner:||High Credit:||$90|
|Type of Account :||Open||Credit Limit:||$0|
|Terms Duration:||Terms Frequency:|
|Date Reported:||06/2012||Amount Past Due:||$0|
|Date of Last Payment:||01/2012||Actual Payment Amount:||$0|
|Scheduled Payment Amount:||$0||Date of Last Activity:||N/A|
|Date Major Delinquency First Reported:||Months Reviewed:||6|
|Creditor Classification:||Medical/Health Care||Activity Description:||N/A|
|Charge Off Amount:||$0||Deferred Payment Start Date:|
|Balloon Payment Amount:||$0||Balloon Payment Date:|
|Date Closed:||01/2012||Type of Loan:||Medical Debt|
|Date of First Delinquency:||08/2009|
Consumer disputes after resolution
81-Month Payment History
I dont see anything inaccurate in their reporting itself. Their may be an inaccuracy in what they reported based on the specific facts of your case, but I dont see anything inaccurate in their reporting, which shows a closed account with highest level of delinquency being 180 days. Standard stuff.
What strikes me in their reporting is that they are reporting a $0 debt balance. Thus, it appears that they have sold the debt, and you no longer have any debt with them.
I would anticipate either being contacted by a debt collector, or the reporting of a collection.
What is the substance of your "HIPAA" letter to the creditor on an unpaid debt? HIPAA authorizes retention of medical information, sanitized of course, for purposes of collection on a debt, so I am unsure as to what you are asserting as a HIPAA violation at this point?