I dont have established credit for 6 months or longer so i cant get fico scores from cct so i have to use ck for now. My tu score was 552 last sunday is 552 today. My eq score was also 552 but now is 683! The only change is i am now listed as an au on my dads Barclays card which has poor uti (68%). Also, eq is the one the uti an the au is listed on, not tu.
I have a secured card on the way. I have 5 collections: 1 will fall off next month, 3 will be PFD next month and one is paid off just sitting there, eq said it being deleted wont affect my score. (Its medical if that matters?)
