it took three years, but I got to 700s

[emartin82]

just want to share with everyone, especially those with 500 scores, that I started at around 520 sometime in August 2007. I had soooo many charged-off accounts. Thanks to this board, i PFD most of them but am still stuck with three paid charge-offs that won't fall off until 2012.

Still, I joined the 700 club on EQ and TU: 706 and 708, respectively.  EQ was stuck at 670-680 for the last year until I checked today. Yay just be patient and keep paying them bills on time!!

[bigraydaddy65]

Hey, great job.  Maybe someday I'll be a 700 club member too.

[llecs]

Congrats!

[terebe65]

congrats!

I have a lot of collections and charge off? will you like to share the steps you took?  my score is 548 and i want to get to the 600's in about 12 months. thanks

[savmeformyse]

Congrats to you!

[Anonymous]

Good for you!  Congratulations, emartin82!

[tray]

Congratulations, it took me 3 long years too to get in the 700 club still have 1 baddie left on TU and EX but only time will help.

[Carbusys]

Way to go! I am going to join you in about a year.

[MarineVietVet]

That's a huge milestone. Good work!!!

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772

You can do the same thing with hard work

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[eparker]

congrats...i'm still waiting to get to the 700 club.  a recent divorce didnt' help much.  still riding that rollercoaster of up and down scores.  my bills have been current, still trying to get some negative items off.  down to single digit negative items on report.  hopefully i will be in the mid 640's-50's by the end of the year.

congrats again...