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just got the myfico credit scores

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Anonymous
Not applicable

just got the myfico credit scores

on the myfico8 my score at

EQ-643

TR-645

Ex-643

 

but it is showing my mortgage scores at

EQ-608

TR-617

EX-627

 

i am working toward getting a fha loan, any thought of why my mortgage score may be so much lower

Message 1 of 3
2 REPLIES 2
StartingOver10
Moderator Emerita

Re: just got the myfico credit scores

It's a different version of FICO. Go to the top of the mortgage forum here and read about mortgage scores. The mortgage scores are more stable IME than the FICO 08 scores which seem to be very responsive almost volatile in their response to small changes in your balances.

Message 2 of 3
Anonymous
Not applicable

Re: just got the myfico credit scores


@Anonymous wrote:

on the myfico8 my score at

EQ-643

TR-645

Ex-643

 

but it is showing my mortgage scores at

EQ-608

TR-617

EX-627

 

i am working toward getting a fha loan, any thought of why my mortgage score may be so much lower


Quite common. The new scoring model (FICO 8) treats certain things differently that the Morgtgage model (FICO 4)

Message 3 of 3
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