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Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

im going to wait till dispute with transunion is done but anyways i have a little to report. i poked the bear last month and disputed tu on my first premier accounts. well....... about a week later ck put a new collection as being reported, from nrg collections. i have known about this for sometime. it has been on report since 2011. i logged into ck today and...... the name has changed to enhanced acq but same open date. now i only put so much stock in ck, with that being said i will wait and see what happens with fp disputes and await a dunning letter from new ca if they have infact bought my debt. tu should be done on the 19th and i will then order a new report and see whats on there. dont worry i know what the debt is for, it is mine, and i have the money to pif. it is still within the sol but only just inside. i knew all this when i picked up the stick to begin poking. but you have to ruffle some feathers to get an egg.

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

logged into transunion to check dispute process.. they gave me some kind of manual review message. i will now have to play more waiting.

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

well time to start gw'ing first premier. they did update with the correct info though and both fall off in apr 2016 so we will see what happens with gw letters. im still waiting to see what happens with experian and continental finance. and sending a dv letter to the new guys on the block, enhanced acquisitions. attempting to put them in a catch 22 if thet don't have their ducks in a row. ill update and give all the deets when they respond. and last but not least i got my highest limit card 350 on express next card using the shopping cart trick. gonna garden for 6 monthes then go try for hd secured from usbank, where i have had my check and savings for the past 5 years. keep pushing everybody:smileyhappy:

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Valued Contributor
Whitneyy
Posts: 1,718
Registered: ‎12-25-2013
0

Re: just wanted to share

I have some emails for FP if you need them.

My Rebuilding Journal
Current Score (01/28/14) - 555 (Via MyFICO Scorewatch)
No credit score pull until January 2015!
Current Goal, no collections. Only positive tradelines!
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

no worries i got them from some one on the big long fp success post. im not highly concerned im not going to apply for any loans until i have had everything fall off and im rebucketed sometime in 2016. its just something to do once a month while i am waiting.

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

dv letter sent to enhanced acqusitions llc. they just opened company in jan of this year so lets see how they play ball. one thing to note, from what i have seen it appears these guys bought my salute account, if this is the case they have failed to send my a dunning notice. no advice needed just stating for future reference when other people read this post. will update later.

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Regular Contributor
superdad
Posts: 112
Registered: ‎05-19-2013
0

Re: just wanted to share

I think you should poke some more bears and see if an egg pops out LOL LOL  BTW i have a Harley, come on out we can go riding and have a few beers and send out a crap load of DV's.  LOL LOL

Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

[ Edited ]

i might have to take you up on that superdad. im wrenching on my 300 dollar craigslist honda atm to keep me from boredom and give me a trade in for new bike.

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

just got called into work so this will be short. enhanced acquistions llc recieved my dv letter today via certified mail. now to wait and see what they do with it.

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014
0

Re: just wanted to share

well still waiting on enhanced to send me something. ill give them a full 30 days. on a side note my ck score dropped 6 points woohoo, and my fico 8 went up 42 points :smileyhappy:

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15

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