I have 2 30 day and 1 60 on one card all in a 6 month period i only lates I have. When is it enough time to apply for a new cc? I was going to wait until October lates will be 8 or 9 months old. I trying to get my scores to 700 before I apply but I didn't know if lates would not let me get approved. Also no other baddies 8 open td no lates. Looking at discover it or boa 123 By then 2 inquiries no matter whose pulled one is an auto loan.
Starting Score: 534
What are the dates of the lates?
9/12 12/12 1/13 recent that's why I thought 9 months would be good amount of time.
I think 2 years is the magical time when 30 day lates start to hurt you less. Don't know if that also applies to 60 day lates. The credit card board would have a better feel for what it takes to get a Discover IT or that other card. Discover IT seems to be really hot over there and Discover tends to be more picky in general, though - probably even more so for the IT. Maybe try GWing those lates....
It's on a nordstrom so its near impossible Ill try to get the 60 day removed bc 2 30 days don't seem to hurt as much, Thanks