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Hi Everyone this is my first post here. I look forward to rebuilding my credit like so many of you have done.
So here is where i am at: my fico score is 620 i have several credit cards currently including a Cap One, Orchard and a First Premier Bank CC. I wanted to see if there was anyplace that i could apply to get a credit card of around $500 or so. Im getting married in a few months and i just need something i can pay all my random expenses on until after the wedding than i will be able to pay off this new and my other cards as well. My score is 620 because i have a settled credit card from about 2 years ago as well as my cards that i previously mentioned being close to their limit. (again trying to save money for the wedding so only making min pymts on the CC). Any advise would be greatly appreciated. Thanks for your time!!!
Welcome to the forums !!
Can you share your CLs on your existing accounts, and also how long they have been open ? Generally it is harder to obtain new credit when your current accounts are maxed out or close to it.
Orchard : $700 open 5 years ish
Cap one $500 open 6 months
First premier: $700 open 6 months
Thank you for your help