Hello i am new to credit repair and have a few questions about lvnv funding. Last 2 years my credit down the drain because of a court case lost and had to serve 9 month sentence. Lvnv llc has a collection on me from chase bank originaly 2150.00 now 2675.00. This debt is legit and i am willing to pay but do not know the most effective way to approach it. Ive read to offer 30% for a pay for delete. The account is about 2 years old now so is this aproach going to hurt or help? If they say no should i go to 50% for a NDA? I have been reading about this and it seems to be a good idea. Also if you did send an NDA how do you word it properly? I also have many more problems multiple collections one public record etc that i realy need to work on. First things first i need to deal with lvnv. Any help or advice greatly apprciated.
