@Goodness wrote:
need help desperately on deleting account due to fall off reports in 2016. The amount keeps going up. now reporting on credit report I am 120 days past due. tried DV nothing, tried disputing came back as my debt. what steps can i do now. Does this qualify for BBB dispute
BBB doesn't necessarily do anything for you. LVNV is a collection agency, and as I understand it, they can add fees, and interest to a degree. However, I don't know how they can give you 30, 60, 90, 120 days etc. What is the basis for your dispute? If your DV was not answered, that could give you some wiggle room, but did you send it with in 30 days of receiving your dunning notice? What account are they collecting for? When did you first become delinquent on this account?
You might want to post this in the Rebuilding Your Credit sub forum to get better exposure and help with this issue.
625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700 Seedling again as of 07/29/14
