07-11-2012 05:23 PM
Only the most recent FICO 08 version. Any other FICO version ( 98, 04 ) will ding your score for the collection, either as unpaid or paid.
Thanks for the information.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


