medical collections-ptd?

[trc1962]

Checking my credit score I was dismayed that my score was super low-465. Most of it is medical collections. I have already paid some (as I have the money to do that now) and I can pay the rest, but hoping I can request pay to delete and not only erase the balances, but have the item deleted of of my report. Is this a good idea?

[themizlyne]

Absolutely. And send GW letters to the ones you've already paid.

[trc1962]

Thank you, I will do that.

[Jaxavier]

Try working with the OC's first.  You have a higher chance when it comes to med collections in getting the OC to work with you, including them pulling the account back from the CA.