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It really doesn't work that way. The original collection would have to be less than$100, not the balance.
After they start to delete some I would still ask them for more deletions. I mean they're getting what they want, so I don't see why not. It's obvious that they can do it so just try.
Good luck.
@hoff33 wrote:
Thanks! I will keep trying. In the meantime should I then just pay on a larger balance so they would they only be allowed to report that one account?
The problem I am noticing is once the age about 6 months and my scores start to improve, bam! They report half of them again and I drop way back down :-/
I try to be very nice to these people because they honestly have been nice to me as well. So I don't want to cause problems, but I think if I specifically pay on a certain account this may help?
I'm not sure. I always pay my smaller debts first then work on the bigger ones. Once it's paid didn't they agree to stop the reporting?
@hoff33 wrote:
Oh that might be a good point. They just repot ed 6 of them 4/2014 so maybe I just focus on those seeing as how they just dragged my score down anyway?
Exactly. Start small, work your way up.