Credit Cards Center Credit cards from our partners
Posts: 6
Registered: ‎03-05-2010

Re: midland and sears sucess

We had success with Midland earlier this year.  I thought it was going to be a drama, because they were reporting as late every month, on a collection account that was sent to them a few years ago.  The amount was wrong, we tried disputing but didn't get anywhere and they continued to report.  We are trying to get a house this year so needed to get it off, so decided to PFD.  When we called to get the information (yes I realize we should have been doing it all in writing) they told us they couldn't speak to us, that the account had been sent to their "legal" dept..  They gave me a number for them, we called them....they said it had been sent to another credit collection agency called Leading Edge Recovery.  We got their contact info, made a deal with them, and paid it.  They told us it would come off our credit.  A few weeks went by with no deletion, during that period they reported late yet again.  We called Leading Edge, got a letter in writing from them, called MCM who finally agreed to speak to us, faxed them the letter from Leading Edge.  A few days later....Gone!  I was so excited!  We actually had success with getting all of the ones we paid deleted within a two month period and raise my husbands credit score from the 580s in January, to 676-691 in May on all three.  We are trying to get a Rural Development loan and needed a 640 as our lowest number, so we are finally ready to apply!

Thanks to you guys and all your advice!

Valued Member
Posts: 41
Registered: ‎07-03-2008

Re: midland and sears sucess

I have two accounts with them that I would like to get rid of ASAP as they are currently increasing the balance every month on both accounts. Can you PM me the email address you used for Midland as well?

Starting Scores: TU: 605 EQ: 562 EX: 596
Current Scores: TU: 605 EQ: 562 EX: 596
Goal Score: 760+

Established Member
Posts: 12
Registered: ‎05-12-2010

Re: midland and sears sucess

i just recently send a DV to Mldland like a week ago, we'll see how it goes.


Tracy5544, can you PM me the address that you used?

Starting Score: 644 (EQ) 05/15/10
Current Score: 663 (EQ) 06/27/10
Goal Score: 700

Take the FICO Fitness Challenge
Established Member
Posts: 11
Registered: ‎08-20-2010

Re: midland and sears sucess

I would like to know if someone can PM me contact information for Midland. I have 2 accounts with them I would like to see if they will work with me on a deletion. 


I appreciate any help.



Regular Contributor
Posts: 119
Registered: ‎02-24-2008

Re: midland and sears sucess

Can someone PM me that email address too please?

Starting Score: EX: 500 FAKO -TU: 497- EQ: 529 12/9/2010
Current Score:
EX: 560 TU: 550-EQ: 569 5/14/15
Goal Score:
700 across the board

Take the FICO Fitness Challenge
New Contributor
Posts: 65
Registered: ‎02-08-2013

Re: midland and sears sucess

could you please pm midland email. thanks
"Enriching others will flow that same energy back to you."
Posts: 13,897
Registered: ‎04-15-2011

Re: midland and sears sucess

Really old post.  I'd start a new thread on here and ask for the info.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.