mortgage late pays

[Anonymous]

I have 10 late pays on my mortgage from 8-9 yrs ago, does anyone know if I can have those removed since there after the 7 year mark? I'm in Indiana btw.

[Anonymous]

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@Anonymous wrote:
I have 10 late pays on my mortgage from 8-9 yrs ago, does anyone know if I can have those removed since there after the 7 year mark? I'm in Indiana btw.

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The individual lates will roll off one by one at the 7 year mark, as it comes up each month.

I still have my mortgage open and I also had lates in 2008-09.  As each month rolls by, the late is rolled off.

The alternative would be to write GW letters, asking for them to be removed individually.

HTH

[Anonymous]

Thanks, I'm gona have to send goodwills.

[Anonymous]

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@Anonymous wrote:
Thanks, I'm gona have to send goodwills.

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The CRA's should not be reporting history that old. They should be automatically excluding lates when they hit 7 years. Can you show a screenshot of how this is reporting?