When you purchase the myfico score from equifax does it always let you know when your score goes up or do you have to buy another report?
If you sign up for score watch ($14.95 per month, 3 months minimum) you will get automatic alerts for score/account changes. It comes with an additional report you can use as well, after that, as long as you are signed up, you can purchase the reports for $13.96 each, that's 30% off of the 19.95.
Yep. Also, only certain events will trigger an alert from Score Watch (see Settings). It doesn't notify you every time your score goes up or down; it notifies you when certain things happen -- like your balances increasing, but not necessarily your balances decreasing. Each time it notifies you of a change on your CR, it gives you the score as of that date.