Re: my first sw update!!!

Anonymous · ‎03-18-2012

Just got my first sw update and went from 584 to 607...my util went from 85 to 33...next month gonna bring mu util down to 8 or 9 I can't wait to see my score go up even more!

Anonymous · ‎03-18-2012

*Thumbs up!!*

Lois5669 · ‎03-18-2012

Util % is such a big factor in the FICO scoring. That just shows how much. WTG! CONGRATS!

Starting Score: EQ = 550; TU = 491(2/10/12)
Current Score: EQ = 669; TU = 674(6/20/14)
Goal Score: 700+

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honky · ‎03-18-2012

Its a great feeling isnt it? Kinda addicting. I never knew util was such an impact...the things I could have done ahd I found these forums sooner. Good luck on your journey!

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)

Anonymous · ‎03-18-2012

Thank you! I wish I would have found the forums earlier too! Eq has always been my lowest score for some reason and tu the highest so next week will be intersting when I get my other 2 fico scores from my LO...my short term goal is 640 so I am hoping to be there very soon....

Repo-ed · ‎03-18-2012

That's pretty awesome

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

my first sw update!!!

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my first sw update!!!