now in my wallet:
1:Unsecured Cap1 750 CL paid on time for 1 year 1/2
2:Unsecured Merrick Bank 750 CL paid on time for 1 year 1/2
3:Kay 400 CL 2 months ( never use)
4:Walmart 600 CL just Approval
5:TJ Max 300 CL just Approval
6: Secured BOA 10 K CL just opend
is this enough to rebuild my credit back?
i have couple collection and couple baddies will fall off 2013 and March 2014
another 3 are: 1 charge off 600+ and 2 collection, 1 collection from charge off. and 1 collection from Verizon 377$(PINNACLE CREDIT SERVICES) they will fall off mid 2015
i can PIF(PFD) for those 2 collection will fall off 2015.But if i want to remove charge off from my credit report. Can i send A GW letter to OC prof what i paid and ask them to remove it. does it work like that?
That's plenty of cards for your rebuild. Now you just need to garden them. Yes, PFD the CA and GW the OC.
Keep in mind Kay may close after a year of no use. I had Kay and Jared, (sister stores) and Jared got closed b/c there is no Jared around me. Just buy a token object every 6 months or so and you should be fine.
I just sent all DV to all CO. Now wait for them to respond.
Just got return with there signature on it.Today 11/07/2012