@SSPA87 wrote:How does this sound?
To Whom it May Concern,
I am writing in regards to an account on my credit reports. The account number is XXX. I am not disputing this debt, nor am I acknowledging any claim to this debt as I have not received any verification. I am simply contacting you in order to settle this account in exchange for removal from my credit reports. I am able to offer $XX to fully satisfy this debt and removal of this account from my credit reports. I understand that this is not a commonly honored request but I would be extremely grateful if you would be so accommodating.
I appreciate you taking the time to read and consider my request.
Thank you!
Short sweet and to the point, this is what you want. I say go with it, you are not admitting the debt is yours and thats the key.
@SSPA87 wrote:Perfect! Thanks!
Another question....
Do I focus on the 2 CO CCs and leave the Medical Collection alone? The medical collection only reports to Transunion.
Thats what I would do since the medical is only reporting to 1 CRA..