cancel
Showing results for 
Search instead for 
Did you mean: 

need advice

tag
Anonymous
Not applicable

need advice

So I havve finally gathered all my reports to look at the damage that i have done so the rebuilding is about to begin.   I do not know what my current fico scores are in april 2015, I applied for the navy federal cash rewards card and was approved for 6000 with a credit score of 588

 

I have three collections on all reports

 

Calvary Portfolio balance 434  open date 5/28/14 oc walmart

Enhance recovery balance 266 open date 11/29/2014  oc ATT

Omega RMS balance 692.00  open date 11/01/2012

 

I also have four charge off that are reporting zero balances

 

care credit  DOFD 10/7/10

peach direct DOFD DOFD 10/7/2010

rooms to go DOFD 4/15/12

walmat DOFD 3/3/13

 

 

I also have 12 late payments on my mortgage  i am current now

and 16 late payments on my second mortgage I am curret

 

 

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: need advice

Wow, with all those baddies, how did you get approved for the navy federal card with a 6000 limit? Kudos to you for that!!😁
Message 2 of 4
Anonymous
Not applicable

Re: need advice

Other than the new Navy Federal, do you have any bank cards reporting?, any auto loans?

Message 3 of 4
Anonymous
Not applicable

Re: need advice

Yes I have a cap 1 quicksilver , cap 1 platinum card that I recently got in April this year and a credit one card I have had since 2012 paid on time no late payments and a car loan that I had since December 2014 on time payments
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.