need to get rid of 4 baddies

[quagmeyer]

4 derog on cr all in collection t mobile 202 sprint 70 2 medicals 150 and 210 have money to pif but need removed from reports asap sprint tmobile not due to come off any time soon medical from 05 have adresses and phone numbers to all of the ca have improved score 100 points since joining forums 500 fico in jan 605 august 010 i beleive pfd should be next move but would like some advice or assurances

[diveforfun97]

I regards to the 2 medical collections I would google "HIPPA process", using that method worked great for me, and it can really boost your score.  However you MUST follow that process to a T.  Good luck!

[quagmeyer]

thanks will do and let u know how i fared