Hey all, I'm new to this forum and very happy I've found it. Lots of good advice here.
So here is my dilemma, I applied for a mortgage loan(USDA) and my score weren't high enough, pretty close will be trying again in a few months after following lenders advice but I decided to sign up here and check my scores and report. So looking at it shows one of the collections I paid off last year as a closed revolving credit line which is not the case. It was service with Verizon that had been canceled and paid very late. It shows up on all 3 company's but they only reported late payments to experian which is my lowest score. So my question here is should I dispute it and try to have it removed or leave it alone as its reporting as my oldest credit line.
