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here is the link, it is dated 2010
http://www.creditcards.com/credit-card-news/fico-credit-score-points-mistakes-1270.php
that was the first one they put out .
This Is a brand new one called "Fico reveals score damage from morgtage late pays, forclosure." From the same site though.
New report not only shows point lost but also how long to gain thoes points back
This one was also from about 3 years ago.
@alberta80 wrote:New report not only shows point lost but also how long to gain thoes points back
Not sure I'd call itn "new report" ... http://www.creditcards.com/credit-card-news/fico-mortgage-deliquency-score-damage-foreclosure-1270.p...
Published: April 29, 2011
Can't consider that a "full recovery" because sure in 9 months you'll be back at 680, but if you didn't take that 90 day late then in 9 months you could be at 720 or more. So technically it's not a full recovery unless after 9 months you not only got back to 680, but eclipsed it as if the 90 day late never existed. Which is not possible because it'll still be on your report