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It is actually very easy to put something on someone's report. No prior notification or proof of the debt is required.
And because they have reported it doesn't necessarily mean they have collection authority.
If you send then all DVs the one that does will hopefully respond.
No, they don't have to remove it since it is already there. If they cannot validate rather than choose not to, they should delete it.
Here are some important tips;
Check out the neighbors
Location is most important
Check out the seller or landlord.
[quote]
Here are some important tips;
Check out the neighbors
Location is most important
Check out the seller or landlord.
[/quote]