new unsecured credit with 3 baddies that fall off in a year?

[sdtrew]

Is it possible to apply for an unsecured card with 3 baddies a 9 year tax judgement and 3 good accounts? 3 inquiries too. Or should i apply for a secured card and let it report first?

[Anonymous]

Fico scores?

[Anonymous]

You need to pull your FICO scores. Go to creditchecktotal.com and do the 7 day trial for a dollar. Need to see where you stand before you can decide where you can go.

[sdtrew]

My scores range from 533 to 608.

[sdtrew]

I got my creditcheck scores they are ex 595, eq 573 and trans 603.

[Anonymous]

Tty the prequal for Cap1. My husband's scores were similar to yours with 2 baddies and 2 good accounts and got approved for 2 unsecured cards after being prequalified. Just remember to apply back to back if you get the prequal so they'll only do 1 set of HPs

[sdtrew]

It said sorry we couldn't match your records to a card offer but based on your answers we think you might like this card. It listed Cap1 Platinum, QuicksilverOne Rewards and secured MasterCard.

Is it safe to say I didn't prequalify for anything even though they suggested 3 other cards?

[Anonymous]

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@sdtrew wrote:
It said sorry we couldn't match your records to a card offer but based on your answers we think you might like this card. It listed Cap1 Platinum, QuicksilverOne Rewards and secured MasterCard.

Is it safe to say I didn't prequalify for anything even though they suggested 3 other cards?

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Apply anyway - the prequal is by no means 100% accurate. If denied app for their secured card.