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no fico reports

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brett93312
New Member

no fico reports

so fico can't pull my reports because they say i have none. they told me to call equifax and i did and equifax says everything is fine on their end and they don't know why fico can't get my report and score. now what? I logged into equifax and everything is fine and i don't know what to do now.

Message 1 of 6
5 REPLIES 5
guiness56
Epic Contributor

Re: no fico reports

Can you pull your reports from annualcreditreport.com?  You get one free from each CRA every 12 months.  Get one each.

 

Don't bother with their scores, they are not real FICOs.

 

What should be reporting?

Message 2 of 6
brett93312
New Member

Re: no fico reports

I have my reports but i need fico scores to take to my lender tomorrow. I am having a lender look at my credit reports, kind of pre preapproval thing and she wanted the fico scores

Message 3 of 6
tattooedhusker
Established Contributor

Re: no fico reports

Couldn't your lender pull your reports?

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 4 of 6
brett93312
New Member

Re: no fico reports

Yes but I didn't want the hard pull yet
Message 5 of 6
guiness56
Epic Contributor

Re: no fico reports

You can get both your EQ and TU scores from this site.  I think it is around $20 each.  You can only get an EX from a lender/creditor or a CU in PA.

Message 6 of 6
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