offers from credit karma?

[hoang817]

should i apply for a credit card offers from credit karma??

[Anonymous]

you should apply only on basis of both your needs and your credit profile. ck offers are basically paid advertisements. good luck on your journey to better credit

[cuthatcard]

 Still consider myself to be a "newbie" around here. Been at this this site since April, read over 10, 000 post, been with creditkarma same amount of time.

I got all excited to see the 724 EQ "Score" at CK, 723 with TU ! Fantastic ....until ...I pulled FICO scores with the same reports !

EQ is right at 150 points less than what CK shows, so, beware of those "recommended cards" , your TRUE scores could be like mine and, that would not set well with a pull ! 

Good luck !

[Anonymous]

It's just different scoring models Vantage Vs. FICO8 if you found a creditor that uses the vantage model your score would've been what they said. Only about 10% of lenders use this model.

[Anonymous]

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@hoang817 wrote:

should i apply for a credit card offers from credit karma??

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Is the BK info in your signiture saying you are currently in an open Chapter 13 BK until 2020? If the BK is open I don't see anyone approving a line of credit even if the trustee approved the application. If not in a BK go to Capital One pre-approval site and see if you have a card come up for you.