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old nextel act trying to collect.

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DAVE49ERS
Valued Member

old nextel act trying to collect.

hi everyone I just got a letter from afni collection company. This debt is very old well past 7 years for nextel cell phones. My question is can this reappear on my credit report past the 7 years? Also should note my name is misspelled on letter. I don't want this to pop back up on my reports.

Ex: 12/14/13 634 EQ: 1/26/14 639 TU: 3/1/2014 682 walmart TU 650 all FICO scores
Message 1 of 4
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gdale6
Moderator Emeritus

Re: old nextel act trying to collect.

No it cannot be put back on your CRs and if its past your states SOL just sent them a FOAD letter.

Message 2 of 4
DAVE49ERS
Valued Member

Re: old nextel act trying to collect.

lol...I just look up what a FOAD letter is. I havn't heard from them in years I new once I started cleaning up my report and paying stuff off, there would some really old ones coming out the wood works.

Ex: 12/14/13 634 EQ: 1/26/14 639 TU: 3/1/2014 682 walmart TU 650 all FICO scores
Message 3 of 4
Shogun
Moderator Emeritus

Re: old nextel act trying to collect.

No, it can't be put on your CR once it has passed the CRTP.  That doesn't mean it's not a valid debt and can't "try" to collect.

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