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old phone bill rebuilding credit

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Anonymous
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old phone bill rebuilding credit

Hey guys I'm starting rebuilding my credit and I have an old verizon bill that has a ca send me a letter saying we can settle for 65% but I really wanted to find out if I can OC and will it come off credit report or should I try the pfd with CA ? thanks for the help
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LShawn08
Frequent Contributor

Re: old phone bill rebuilding credit


@Anonymous wrote:
Hey guys I'm starting rebuilding my credit and I have an old verizon bill that has a ca send me a letter saying we can settle for 65% but I really wanted to find out if I can OC and will it come off credit report or should I try the pfd with CA ? thanks for the help

If they haven't reported it yet try a Pay For Not Reporting, if they have reported try the Pay For Deletion, if they won't agree to a Pay for not Reporting or Pay For Deletion call Verizon and ask if they can retract the collection from the CA and in exchange pay the bill in full that day. 

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






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