So, my TU report just shot up 52 points! 2 points shy of my goal!
I knew this was coming...my baddies on TU were due to fall of Feb and March of this year. Looks like they have! I haven't felt this good since I got my first credit card!
BUT....
Question number 1...I still have them on EX and EQ. I can't for the life of me figure out why the same baddies would fall off of TU 2 years earlier then EX and EQ. Anyone have any idea why?
Question number 2...if I work on GW letters to get everything cleaned up on EX and EQ....is there any chance that the baddies can re-appear on TU and screw everything up?
@toothgrind3r wrote:So, my TU report just shot up 52 points! 2 points shy of my goal!
I knew this was coming...my baddies on TU were due to fall of Feb and March of this year. Looks like they have! I haven't felt this good since I got my first credit card!
BUT....
Question number 1...I still have them on EX and EQ. I can't for the life of me figure out why the same baddies would fall off of TU 2 years earlier then EX and EQ. Anyone have any idea why?
Question number 2...if I work on GW letters to get everything cleaned up on EX and EQ....is there any chance that the baddies can re-appear on TU and screw everything up?
@toothgrind3r wrote:So, my TU report just shot up 52 points! 2 points shy of my goal!
I knew this was coming...my baddies on TU were due to fall of Feb and March of this year. Looks like they have! I haven't felt this good since I got my first credit card!
BUT....
Question number 1...I still have them on EX and EQ. I can't for the life of me figure out why the same baddies would fall off of TU 2 years earlier then EX and EQ. Anyone have any idea why?
Question number 2...if I work on GW letters to get everything cleaned up on EX and EQ....is there any chance that the baddies can re-appear on TU and screw everything up?
Grats 
Drop off date goes by the DOFD, if the other 2 are past 7.5 yrs dispute as obsolete. Once TU deletes old closed out TLs they dont come back.
@gdale6 wrote:Grats
The DoFD's are from 2009....so the 2016 falloff date (on EQ and EX) seems right to me. Have no idea why TU was 5 years....
Which is why I was a little nervous of, say, sending GW's to, say, Midland (notorious a-holes) and them saying "We will not remove from EX and EQ...and, what?!...oh wow, looks like we should still be reporting to TU for 2 more years too!" and then I re-screw up my TU report!