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one step forward, 2 steps backwards.. agrrrr

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ktl72455
Valued Contributor

one step forward, 2 steps backwards.. agrrrr

Do you have them days when you just wanna scream? Todays my day!

 

My goal was to take 8,000.00 and pay off 3 judgements 1 on DH and 2 on mine, I dont see that happening now. Just being able to pay off only 2 of them..agrrr

 

I got 1 collection off my CR with GW today..  I step forward.

 

2 steps back... renter calls and furnanace went out in home in MI where they have to have heat...  there goes 4,000.00  and while attempting to fix a leak in the roof he found a soft spot his foot almost went through  ...1,500.00 to repair roof...

 

Today wouldnt be a good day to write goodwill letters.. they would read short and sweet , you got paid get off my credit report! LOL!!

 

This rebuilding/repairing credit is stressfull enough with out pitfalls and setbacks!Smiley Mad

 

 

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
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NewbieReed
Frequent Contributor

Re: one step forward, 2 steps backwards.. agrrrr

We all have em! bad days.....
 

That really sucks about your roof and your furnace! Ugh. but think of it this way - at least you have the Cash now and dont have to go into more debt with CC payments!


Take a day to relax; I know I would be too anxious and down inthe dumps after "wasting" all of my money on maintenance rather than rebuilding my CR.  Take some time, watch ur favorite tv show or take a walk (if the weather is nice). Eat some ice cream or make a pie LOL. Then I'd go back to GWs in the morning.

 

best of luck!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
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