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@wanttobeinthe700club wrote:
I was needing some advice since alot of you are really smart with this stuff Im planning on paying of a judement on my credit report and contacted the ca today about paying on it. they told me that I needed to show that I had some sort of income in order to setup and payment schedule. I told them I was getting unemployment of $124 and they said that I needed to send them my last 3 stubbs for that. Im going to call them tomorrow and ask that they send me an agreement that they will take it off my cr or put paid in full. I haven't made any arrangements to start paying yet because I wanted some opinions on if there just gonna try to garnish my unemployment if I provide them more info on my unemployment. Im drawing it from oregon state and the collections is from washington state. I never told them I was getting it from oregon. I just don't want to get screwed over here and need some advice. I know when ,If I do end up sending them money what would be the best way to cover my a**. thanks for all the help on here
I would not send any money to the ca and would certainly not send the ca any paystub or any banking info. You need to contact the court the judgment was issued and ask about paying it off directly through the court by paying the court you will have documented proof the judgment was paid. This will probably stay on your cr but will look better as a paid judgment during a manual review. Getting a judgment off a cr is about as easy as parting the sea.
@wanttobeinthe700club wrote:
I was needing some advice since alot of you are really smart with this stuff Im planning on paying of a judement on my credit report and contacted the ca today about paying on it. they told me that I needed to show that I had some sort of income in order to setup and payment schedule. I told them I was getting unemployment of $124 and they said that I needed to send them my last 3 stubbs for that. Im going to call them tomorrow and ask that they send me an agreement that they will take it off my cr or put paid in full. I haven't made any arrangements to start paying yet because I wanted some opinions on if there just gonna try to garnish my unemployment if I provide them more info on my unemployment. Im drawing it from oregon state and the collections is from washington state. I never told them I was getting it from oregon. I just don't want to get screwed over here and need some advice. I know when ,If I do end up sending them money what would be the best way to cover my a**. thanks for all the help on here
That's the oldest trick in the book verifying that you have income they can go after, unemployment checks are considered income in all 50 states. The only funds exempt from garnishment are Soc Sec funds.
They are trying to go after the little money you do have coming in so they can get whatever they can, while they can. Don't send a CA anything especially paystubs they don't need that to work out an agreement. Scumbags
Send a Cease & Desist letter to them and pay the original creditor if you are going to pay. Good Luck
King
I would back up a second. You have a court judgment. What did that judgment specify as to the creditor's rights? Did it establish any terms for payment? The court order controls, and you have comply with it.
The creditor cannot set payment conditions not specified in the order of judgment. What was agreed upon, or directed, in court?
I agree with prior posts. The creditor cannot demand showings of income, etc., not directed by the court.