i currently have 3 credit cards 2 with cap one 1 with first progress pending a credit one and amazon store card. i have two open autos currently and one installment loan. I also have 12k in student debt that is not scheduled to start repayment to next year. My Score has gone up from 450s last year mid year to current low 600s at the moment on regular fico scores.
will paying off the installment loan hurt my score dramatically? still have 12 payments left on it
