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please help me dispute this!!!

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Anonymous
Not applicable

please help me dispute this!!!

I have searched for answer...and can't seem to find one. I want this TL off the CR. It is not about the money. I don't care about paying it. The reporting is killing me!!!! So here's how it looks... can someone please help, thanks!  It is within the SOL(Florida), the original creditor reporting balance as $0.

 

Transunion

Status as of [?] Mar, 2010

Date opened [?] Jan, 2009

Date of last activity [?] Feb, 2010

Date paid out [?] Not Reported

Date closed [?] Not Reported

Account number [?] XXXXXXXX4117

Loan type [?] Factoring Company Account

Credit limit [?] Not Reported

Largest past balance [?] $555

Terms [?] Not Reported

Account Type [?] Open Account

Account holder [?] Individual Account

Scheduled payment amount [?] Not Reported

Descriptions [?] Paying under partial or modified payment agreement

It is reporting as a collection account with a balance of $300 and past due balance of $300

Seven year history : No +30,+60,+90 or worst deliquency reported

 

Equifax

 

Credit Account Lvnvfundg

Status as of [?] Mar, 2010

Date opened [?] Jan, 2009

Date of last activity [?] May, 2007

Date closed [?] Not Reported

Account number [?] Not Reported

Loan type [?] Not Reported

Largest past balance [?] $555

Terms [?] Not Reported

Account Type [?] Open Account

Account holder [?] Individual

Scheduled payment amount [?] $0

Descriptions [?] Collection account Paying under a partial or modified payment agreement

 It is reporting as +120days past due, with a balance of $300 and a past due amount of $300

Seven year history : No +30,+60,+90 or worst deliquency reported

Message 1 of 4
3 REPLIES 3
llecs
Moderator Emeritus

Re: please help me dispute this!!!

Send a DV. If they verify and you agree, then send a PFD.

Message 2 of 4
Anonymous
Not applicable

Re: please help me dispute this!!!

I stupidly let my 30 days lapse, and I have already begun paying on it.  I have called resurgent and they say they can not remove accurate information.  can I dispute how it is reporting with CRAs?

Message 3 of 4
llecs
Moderator Emeritus

Re: please help me dispute this!!!

I don't see anything wrong with the reporting. You really should pull directly from the CRA to get a clearer picture.

 

I would still DV it and if they respond send a PFD for the balance due or a settlement offer if you want to pay less.

Message 4 of 4
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