points for.repo exclusiin

[noobafterbk]

so got confirmation yesterday that a repo was deleted from my TU report three months early. (due to age off 08/2015) i havent seen any score improvement yet (impatience i.know its a marathon not a race) but its addictive to see things improve. when would TU update my report to MYfico?

[Anonymous]

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@noobafterbk wrote:
so got confirmation yesterday that a repo was deleted from my TU report three months early. (due to age off 08/2015) i havent seen any score improvement yet (impatience i.know its a marathon not a race) but its addictive to see things improve. when would TU update my report to MYfico?

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For what I have experienced, figure 2-4 weeks it should update, myfico isn't the greatest at updating though. If the account was due to age off in August, when is it due to age off on Equifax and Experian, if it is on those bureaus? If the age off date is the same on those, then you could probably get an early exclusion on Experian now. You could attempt Equifax as well but it would be iffy.

[Anonymous]

For me TU is the slowest to update. The CRA sent deletes 5/4 and it still hasnt updated on TU while EX and EQ already have.

Also , myfico generally updates several times a day if there were changes at any CRA for me.

[gdale6]

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQx...

[noobafterbk]

the date is 08/2015 on all three CRAs and i called exp 12 times and they didnt on telephone i wrote for.early excl. end of last week. eq have been even.harder but i wrote them too so fingers crossed (i have a co from hsbc still reporting on equifax with same date)

[Anonymous]

A negative being removed does not trigger a myfico update. So the next time something else triggers an update like balance change etc, you will get a silly message like mine"a balance has changed by 3 dollars" score 648----724. Heh. Or when the last baddie came off experian, "a new inquiry has been detected" score 668-----748. If they updated if they gave us the info every time a score changed, we might actually break the algorithm and put fico out of business, so they limit the updates to certain "triggering   events".

[noobafterbk]

thanks that makes sense