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pulled up my credit report

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uptown4784
Established Member

pulled up my credit report

I am trying to improve my credit score asap. I saw four accounts that went to collection and paid off. Does anybody here have address so I can write GW letters. THank you

 

 

Capital one

 

Citi Card

 

Credit One Bank

 

Macys

 

 

I will truly appreciate it, trying to get a good job that might come my way in 6 months. Thank you

Message 1 of 7
6 REPLIES 6
guiness56
Epic Contributor

Re: pulled up my credit report

Message 2 of 7
mauve
Valued Contributor

Re: pulled up my credit report

annualcreditreport.com is the best way to get your reports from the CRAs for the most accurate reports. Everyone can pull their credit reports there free once a year. You can stagger which report you get when if you want to get each separately to spread it out. That is not a good way to get scores, unless you want FAKOs. Be sure to save your reports as pdfs because you WILL want to look at them later.

 

 

 


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


Take the myFICO Fitness Challenge
Message 3 of 7
mauve
Valued Contributor

Re: pulled up my credit report


@uptown4784 wrote:

I am trying to improve my credit score asap. I saw four accounts that went to collection and paid off. Does anybody here have address so I can write GW letters. THank you

 

 

Capital one

 

Citi Card

 

Credit One Bank

 

Macys

 

 

I will truly appreciate it, trying to get a good job that might come my way in 6 months. Thank you


Capital One

PO Box 30281

Salt Lake City, Utah  84130

PH 800 955 7070

 

(Directly from my Experian report)

 

 


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


Take the myFICO Fitness Challenge
Message 4 of 7
uptown4784
Established Member

Re: pulled up my credit report

Thank you guys, I wrote my GW letters. I hope it works. What are chances they will delete it? some of these accounts are from 2008

Message 5 of 7
guiness56
Epic Contributor

Re: pulled up my credit report

I honestly think it depends on the CSR you get.  Cap1 is a tough one all around, I've had luck with Macy's and the others I can't say.

Message 6 of 7
uptown4784
Established Member

Re: pulled up my credit report

Thank you, I will keep bothering them every month lol

Message 7 of 7
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