cancel
Showing results for 
Search instead for 
Did you mean: 

question regarding my Fico update

tag
mariposa7678
Regular Contributor

question regarding my Fico update

I just received a text, about my First Premier, I was an AU on this card back on 2003, the account was closed (charge off, oct 2009)When I sent the PFD I didn't have the whole card # cause I can't find it. how can I get this off my reports ????  FP came back with this message, (be advised that authorized users are not liable for the balance) but now is showing this on my EQ report.

 

DETAILS

COMPANYFIRST PREMIER
  • BALANCE
  • $404
  • PAST DUE
  • $120
  • STATUS
  • Bad Debt; Placed For Collection;
  • LAST ACTIVITY
  • 10/01/2008
  • DESCRIPTION
  • Charged Off Account Credit Card Amount In High Credit Is Original Charge-Off Amount Consumer disputes - reinvestigation in progress Amount in high credit is original charge-off amount

 

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: question regarding my Fico update


@mariposa7678 wrote:

I just received a text, about my First Premier, I was an AU on this card back on 2003, the account was closed (charge off, oct 2009)When I sent the PFD I didn't have the whole card # cause I can't find it. how can I get this off my reports ????  FP came back with this message, (be advised that authorized users are not liable for the balance) but now is showing this on my EQ report.

 

DETAILS

COMPANYFIRST PREMIER
  • BALANCE
  • $404
  • PAST DUE
  • $120
  • STATUS
  • Bad Debt; Placed For Collection;
  • LAST ACTIVITY
  • 10/01/2008
  • DESCRIPTION
  • Charged Off Account Credit Card Amount In High Credit Is Original Charge-Off Amount Consumer disputes - reinvestigation in progress Amount in high credit is original charge-off amount

 


Thats right AUs are not liable for the balance, promptly dispute this with EQ as "not responsible for payment of the account, was only an AU" and demand immediate deletion of the TL.

Message 2 of 3
mariposa7678
Regular Contributor

Re: question regarding my Fico update

thank you thank you Smiley Happy


@gdale6 wrote:

@mariposa7678 wrote:

I just received a text, about my First Premier, I was an AU on this card back on 2003, the account was closed (charge off, oct 2009)When I sent the PFD I didn't have the whole card # cause I can't find it. how can I get this off my reports ????  FP came back with this message, (be advised that authorized users are not liable for the balance) but now is showing this on my EQ report.

 

DETAILS

COMPANYFIRST PREMIER
  • BALANCE
  • $404
  • PAST DUE
  • $120
  • STATUS
  • Bad Debt; Placed For Collection;
  • LAST ACTIVITY
  • 10/01/2008
  • DESCRIPTION
  • Charged Off Account Credit Card Amount In High Credit Is Original Charge-Off Amount Consumer disputes - reinvestigation in progress Amount in high credit is original charge-off amount

 


Thats right AUs are not liable for the balance, promptly dispute this with EQ as "not responsible for payment of the account, was only an AU" and demand immediate deletion of the TL.


 

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.