09-17-2012 08:08 PM
I see a lot of people have had easy PFD success with RJM. Everyone I have seen though has settled for about 50%.
This is very old and WAAAY out of SOL so I refuse to pay 50, because that's more than my high balance ever was in the 1st place. (they already sent me 50% settle offer)
What did you settle for, % or amount vs total...?!
09-17-2012 08:49 PM
Offer 20%, see what they say. Anything they get is basically profit.
09-17-2012 08:52 PM
You are like super poster, Shogun.
I actually decided (right after that post) that I would send them a PFD offer for $80, so I faxed it over. Wish I could find an email addy! I submitted a BBB complaint re them, however I don't think that'll pan out and I'm just impatient. I'd rather pay 80 bucks for a debt I do owe and get it off. Hopefully they will accept, I will let yall know if I hear back!
Others: if you had a low % success I'd still like to know!
09-17-2012 09:26 PM
I've had as low as 20% on a couple of really old ones. It was just to get rid of it, even though it would fall off the CR they can bounce it from one to another and still annoy you. This way I got rid of it completely.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.