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Regular Contributor
heatherskib
Posts: 164
Registered: ‎01-06-2010
0

"Congratulations! Your mortgage application has been preapproved."

Thank you so much everybody!!!!!  We've pulled it off, and We couldn't have done it without everyone here.  I started at 574 at the end of December, and my middle score is now 680 according to what was pulled by our broker yesterday.  I have our prequal in my hot little hands, and I am seriously thinking about framing it!
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: "Congratulations! Your mortgage application has been preapproved."

Congrats, and happy house hunting, you've earned it.:smileywink:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Valued Member
preciousjoys
Posts: 41
Registered: ‎02-24-2010
0

Re: "Congratulations! Your mortgage application has been preapproved."

Congrats!!!!! Hopefully the same will be happening for me soon.

 

 

 

Starting Score 2/10: TU: 489  EQ: 518

Current Score:         TU: 482  EQ: 605

Goal Score:             TU: 650  EQ: 650

Frequent Contributor
ShowCredit
Posts: 255
Registered: ‎06-24-2008
0

Re: "Congratulations! Your mortgage application has been preapproved."

Congratulations Heatherskib,

 

Happy house hunting.

 

Mine is preapproved too and I just saw a house I want to put an offer in on.  It is a foreclosure:smileyindifferent:


Starting Score: EQ-686 TU 703
Current Score: EQ-695 TU 713
Goal Score: EQ-800 TU 800




href="http://ficoforums.myfico.com/fico/board/message?board.id=FC&thread.id=1">Take the FICO Fitness...
Regular Contributor
heatherskib
Posts: 164
Registered: ‎01-06-2010
0

Re: "Congratulations! Your mortgage application has been preapproved."

Thanks Everybody!  We put in an offer on Saturday on a house.  Ours is a prenegotiated short sale, so everyone cross your fingers.  Here's looking for closing on April 30!

 

Show Credit- there are so many amazing houses in foreclosure right now.  The way my realtor explained it is short sales can take a while, but if they are complete foreclosures they are moving very fast.

 

 

Good luck everybody, and keep trucking!  700 club here we come!


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