Reply
Regular Contributor
Posts: 164
Registered: ‎01-06-2010
0

"Congratulations! Your mortgage application has been preapproved."

Thank you so much everybody!!!!!  We've pulled it off, and We couldn't have done it without everyone here.  I started at 574 at the end of December, and my middle score is now 680 according to what was pulled by our broker yesterday.  I have our prequal in my hot little hands, and I am seriously thinking about framing it!
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: "Congratulations! Your mortgage application has been preapproved."

Congrats, and happy house hunting, you've earned it.Smiley Wink
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Member
Posts: 41
Registered: ‎02-24-2010
0

Re: "Congratulations! Your mortgage application has been preapproved."

Congrats!!!!! Hopefully the same will be happening for me soon.

 

 

 

Starting Score 2/10: TU: 489  EQ: 518

Current Score:         TU: 482  EQ: 605

Goal Score:             TU: 650  EQ: 650

Frequent Contributor
Posts: 255
Registered: ‎06-24-2008
0

Re: "Congratulations! Your mortgage application has been preapproved."

Congratulations Heatherskib,

 

Happy house hunting.

 

Mine is preapproved too and I just saw a house I want to put an offer in on.  It is a foreclosureSmiley Indifferent


Starting Score: EQ-686 TU 703
Current Score: EQ-695 TU 713
Goal Score: EQ-800 TU 800




href="http://ficoforums.myfico.com/fico/board/message?board.id=FC&thread.id=1">Take the FICO Fitness...
Regular Contributor
Posts: 164
Registered: ‎01-06-2010
0

Re: "Congratulations! Your mortgage application has been preapproved."

Thanks Everybody!  We put in an offer on Saturday on a house.  Ours is a prenegotiated short sale, so everyone cross your fingers.  Here's looking for closing on April 30!

 

Show Credit- there are so many amazing houses in foreclosure right now.  The way my realtor explained it is short sales can take a while, but if they are complete foreclosures they are moving very fast.

 

 

Good luck everybody, and keep trucking!  700 club here we come!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.