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"Your score has improved to Poor."

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Ravensfan2001
Established Contributor

"Your score has improved to Poor."

Haha! CK fako just hit the 580 mark. Feels good to improve to poor! Smiley Wink

Can I expect my Walmart TU Fico score to increase as well? I've had some success with deletions these past 2 weeks. One of them was by magic. *fingers crossed* I've also recently paid off a bunch of my cards with my tax refund. It's just hard to wait a whole month to see how well some hard work has paid off.

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 1 of 6
5 REPLIES 5
pakman92
Established Contributor

Re: "Your score has improved to Poor."

Congrats.  I'm sure based on the actions you took, your TU score would improve.  I hate the waiting game...


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 2 of 6
Anonymous
Not applicable

Re: "Your score has improved to Poor."


@Ravensfan2001 wrote:
Haha! CK fako just hit the 580 mark. Feels good to improve to poor! Smiley Wink

Can I expect my Walmart TU Fico score to increase as well? I've had some success with deletions these past 2 weeks. One of them was by magic. *fingers crossed* I've also recently paid off a bunch of my cards with my tax refund. It's just hard to wait a whole month to see how well some hard work has paid off.

I remember receiving those same types of CK messages, looking at the screen, sipping my coffee, then displaying a polite finger wave as I muttered a few "words" LOL

 

Yes, if you have reduced UTIL, reached another month in AAoA or another positive I would suspect you should see at least a slight increase elsewhere as well.  However, I've found CK to be just plain wonky.  It bumped up 100pts once at the same time my FICO decreased by 20pts (due to a new CC TL).  <shug>  FAKO is FAKO.  I still use CK however only for notification of HPs, new accounts and balance updating - useful for me in that respect.  Their scores: I ignore.  As always YMMV Smiley Happy

Message 3 of 6
mnosal9
Regular Contributor

Re: "Your score has improved to Poor."

WOooo Congrats!!!

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Message 4 of 6
guiness56
Epic Contributor
Message 5 of 6
Epcot
Valued Contributor

Re: "Your score has improved to Poor."

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 6
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