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Hey Everyone:
So I am now in gardening mode and it is super hard for me. I've applied for cards and received a few (legacy visa, secured capital one, capital one - cash rewards, orchard bank, home depot, target, kohls, amazon), but they have pretty low limits. I've spent the last year cleaning up my credit and paying my bills on time, getting pfd's, gw and have a couple of baddies that are falling off at the end of the year. I'm hoping that over the next year by keeping my utilization under 30% and having some baddies fall off that I will earn some credit limit increases. What did folks do to get credit limit increases? Thanks for reading.
Congrats on your success. I think time will get you some increases, once the creditor sees ontime payments for several months, I think you'll see some in the future.